Frequently Asked Questions

Unfortunately, many plans aren't available on a direct bases. Please contact us to discuss your interest and how we can possibly help. 

Yes!  Income is our most important financial asset.  Please give Ramona or Brian a call.   They would be happy to discuss your options to protect more of your income from loss due to sickness, injury, maternity leave and  other disability from work.

No. Your current coverage will carry over for the new year unless you inform the reps. otherwise.  Most benefits will not increase in cost after the coverage was obtained so most premiums will stay the same.  NOTE: Please review benefits to make sure there are no family status changes due on your policies. Your reps can help you with this.

Please contact Ramona or Brian before completing any claim paperwork.  They will guide you through the process to insure the claim is handled without complications and payment is made to you as quick as possible.

Yes, we would be happy to meet with you and show you the portfolio of options we offer including the newest on the market.  We are licensed to sell with many top rated carriers. Most worksite benefits we offer qualify for pre-tax under cafeteria plans saving taxes for both the employer and employees.  We present products that would enhance what you already offer with your current benefit structure....not a one plan fits all approach. There is no commitment required for a meeting with us and we do have business references that have given permission for contact.